Services for Melanie R. Smith, of Brookhaven, are 2 p.m. Sunday,Oct. 15, at Brookhaven Funeral Home with burial in New ProspectBaptist Church Cemetery.

Visitation is Saturday from 5 until 9 p.m. at the funeralhome.

Mrs. Smith, 51, died Oct. 12, 2006, at her residence. She wasborn in McComb on Oct. 10, 1955, to Fred Ratcliff and GraceRatcliff Williams.

She was vice president of the mortgage department with StateBank and Trust Company. She was a member of Easthaven BaptistChurch

Preceding her in death were her father and her husband, DickieSmith.

Survivors are her mother, Grace Ratcliff Williams, ofBrookhaven; her sons, Daniel Smith and wife Paige, and DerrickSmith, all of Brookhaven; her daughter, Lauren Smith, ofBrookhaven; her brother, Jimmy Ratcliff and wife Jan, ofBrookhaven; and her grandchildren, Tate Smith and CameronRobbins.